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Certificate of Deposit Rates (Includes IRAs)
*. For all Bank of Heritage Isle Home Loans, the comparison rate is based on a loan of $150,000 over a 25 year term. For all Bank of Heritage Isle Car and Personal Loans, the comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate.
*Deposit your funds at Heritage Bank for a 3, 6 or 12-month period and receive a super interest rate that’s guaranteed! The minimum deposit is $10,000.00. You can also choose to have your interest compounded, issued as a bank.
Rates are effective as of 2/25/ 2021 rates may change after the account is opened Fees may reduce earnings; Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger. Transfer all funds to an ‘S’ or ‘L’ account (only to a Heritage account you have already nominated at a Heritage branch or added via the “Pay Anyone” facility). Click the Submit button. Your Term Deposit. NOW Accounts and Heritage 50; Deposit Amount. Annual Percentage Yield (APY). $0.01 - $9,999.99. $10,000.00 - $24,999.99.TermInterest RateAnnual Percentage Yield30 Days0.05%0.05%60 Days0.10%0.10%91 Days0.15%0.15%182 Days0.30%0.30%1 Year0.45%0.45%18 Months0.50%0.50%2 Years0.65%0.65%30 Months0.75%0.75%3 Years0.85%0.85%4 Years0.90%0.90%5 Years1.00%1.00%
*Rates are effective as of 3/3/2021
*Minimum Deposit - $1,000
*Posted rates are subject to change at any time without prior notice
*Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.CD Special (Includes IRAs)TermInterest RateAnnual Percentage Yield
*Rates are effective as of 3/3/2021
*Minimum Deposit - $1,000
*Posted rates are subject to change at any time without prior notice
*Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.Checking & Savings Account Rates
Account
Tier
Interest Rate
Annual Percentage Yield
Heritage Brilliant
(Formerly Gold)$0.01 to $29,999.990.10%0.10%$30,000.00 and over0.10%0.10%
Heritage Checking & Senior Accounts
(Formerly Silver)One tier0.10%0.10%
Heritage Health Savings$0.01 to $1,499.990.10%0.10%$1,500.00 to $4,999.990.10%0.10%$5,000 and over0.10%0.10%
Heritage Money Market (Business & Personal)$0.01 to $24,999.990.15%0.15%$25,000.00 to $49,999.990.21%0.21%$50,000.00 to $99,999.990.26%0.26%$100,000.00 and over0.36%0.36%
Heritage SavingsPersonal0.10%0.10%Business0.10%0.10%Youth0.10%0.10%
Business NOWOne tier0.10%0.10%Earnings Credit - Business AccountsAccount Analysis0.10%N/ABank Term Deposit Rates Australia
*Rates are effective as of 3/3/2021 rates may change after the account is opened
*Fees may reduce earnings
*Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $1,000
*Heritage Health Savings Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $500Savings & Checking Rates
Today’s Date is March 6th, 2021
EFFECTIVE SINCE Friday February 19, 2021eCentive Account
Checking & debit card account with premium rates when qualifications are met (learn more)
$100 minimum opening deposit ~ interest compounds monthly
*Qualifying balances $0.01 – $25,0001 1.02% APY2 (Interest Rate: 1.01%)
*Qualifying balances $25,000.01 and greater1 0.19% APY2
*Base Interest Rate (non-qualifying) 0.05% APY2Jumbo Deposit Account
High interest savings rate for large balance accounts (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$230,000 min. balance for APY 0.37% APY2
*$100,000 min. balance for APY 0.19% APY2
*$0.01 min. balance for APY 0.03% APY2Heritage Direct Savings Account
Competitive savings rate exclusively for Digital Banking customers (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$1,000 min. balance for APY 0.19% APY2FlexGold Account
Tiered savings account for savers large and small (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$199,000 min. balance for APY 0.19% APY2
*$99,000 min. balance for APY 0.15% APY2
*$50,000 min. balance for APY 0.14% APY2
*$25,000 min. balance for APY 0.05% APY2
*$1,000 min. balance for APY 0.01% APY2Universal Savings Account
A basic savings account (learn more)
$50 minimum opening deposit ~ interest compounds quarterly
*$0.01 min. balance for APY 0.05% APY2Health Savings Account (HSA)
Designed for use with a high deductible health plan (learn more)
$50 minimum opening deposit ~ interest compounds monthly
*$10,000 min. balance for APY 0.16 APY2
*$5,000 min. balance for APY 0.11% APY2
*$2,500 min. balance for APY 0.06% APY2
*$1,000 min. balance for APY 0.03% APY2
*$0.01 min. balance for APY 0.01% APY2Legacy Checking
Traditional interest bearing checking account (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly

*$1,000 min. balance for APY 0.04% APY2
Stop in to any branch location to open a Legacy Checking Account.Certificate of Deposit (CD) Rates
EFFECTIVE SINCE Friday February 19, 2021Triple Option CDHeritage Bank Rate Sheet
A certificate of deposit with flexibility (learn more)
Rates also apply to IRAsTerm$2,000
Min. Balance3
for APY4$10,000
Min. Balance3
for APY4$25,000
Min. Balance3
for APY4
$75,000
Min. Balance3
for APY46 Month0.14%0.14%0.14%0.14%12 Month0.18%0.18%0.18%0.18%24 Month0.24%0.24%0.24%0.24%36 Month0.24%0.26%0.28%0.30%48 Month0.24%0.26%0.28%0.30%60 Month0.26%0.28%0.30%0.32%CDs not available for new accountsTerm
$2,000
Min. Balance3
for APY4$10,000
Min. Balance3
for APY4$25,000
Min. Balance3
for APY4
$75,000
Min. Balance3
for APY4Triple Option CD – 3 Month0.08%0.08%0.08%0.08%Option Plus CD – 36 Month0.09%0.11%0.13%0.15%Option Plus CD – 48 Month0.09%0.11%0.13%0.15%Option Plus CD – 60 Month0.11%0.13%0.15%0.17%

1 Must meet monthly requirements to receive qualifying interest rates. Once you meet the monthly qualifications, interest will be recalculated at the appropriate interest rate and eligible fees will be refunded.
2 APY = annual percentage yield. Fees may reduce earnings. Interest rate may change after the account is opened.Bank Of Heritage Isle Term Deposit Rates
3 Minimum balance to open the account and to obtain the stated APY
4 APY = annual percentage yield. Fees may reduce earnings.Heritage Bank Term Deposit Rates
The current 91-Day T-Bill interest rate is at .03% effective 03/01/2021 24 vip casino no deposit bonus.
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